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Michael Challiner's Articles in Unsecured Personal Loan

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  • Who Needs Loan Protection?
    If you’re taking out a loan, beware of being misled into taking out payment protection insurance. From a recent questionnaire, it appears that around 25% of consumers were under the impression that by taking out this expensive and often totally unnecessary insurance, they were actually improving their chances of getting their loan.

    This is simply not true. What payment protection insurance, or PPI, is supposed to do is to ensure that the borrower is able to maintain their ...
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