- Online Loan Articles

Debbie Dragon's Articles in Credit Report

Show All\|Display Category\|Title\|Newest\|Oldest
Top Four Credit History Blunders You can’t turn around without someone telling you this or that about the importance of your credit score. Unfortunately, they’re all correct. You credit score has the power to help you get a small loan for your business, or a mortgage for a house, but only if you’ve managed your finances in such a way that your credit score is favorable. So you want to do everything in your power to keep your financial record clean. Many different factors go into your credit score, but these ... Freeze Your Credit! Several states allow individuals to freeze their credit report- which prohibits credit from being issued in their names. While some states, including Texas, Illinois, Washington and Vermont, only allow credit freezes if the individual has already been the victim of identity theft- other states, including California, New York, New Jersey, Louisiana, Maine, North Carolina and Colorado. All states allow individuals to place a fraud alert on your credit report. This means th... Should You Use Credit Monitoring Services? Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity. The US Federal Trade Commission estimates that it takes about a year before a consumer notices that they have been victims of identity theft. If you are using a c... Credit Reports And What To Do With Them There are three major credit reporting agencies within the United States: Equifax, TransUnion and Experian. These are the organizations that lenders go through to verify potential borrowers credit worthiness. Federal Law indicates that individuals are able to receive one copy of their credit report from each of the three agencies annually, and at no charge. It’s a good idea to look it over once a year to make sure there are no errors or omissions. How do you read a...

Sign Up for a free account
Submit Articles
Member Login
Top Authors
Most Popular Articles
Submission Guidelines
Article RSS Feeds

Dominate by writing articles!

Loan Info Center
Informative website for all loan related topics
Car Loan Info Center
Website specializing in car loans and car leases

Add to favorites
Loan Info Blog
Link to Us
Contact Us
Privacy Policy
Terms of Service

LOAN-INFOCENTER.com » Copyright © 2007
Terms of Service | Submission Guidelines | Contact Us | Link to Us| Privacy Policy | About Us