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Less Than 1% Of Identity Thieves Are Prosecuted…What Are The Chances Of Beating A Ring Of Scammers The ink on recent headlines is still wet and not yet dry announcing the hacking loss of thousands of credit card information records from T.J. Maxx and Marshall’s. As featured on a recent Dateline NBC expose’ by Brian Hansen the identity thieves do not require the actual card, just the information. As Brian Hansen demonstrated with one of the “tracked” cards, the card was gone in seconds and major purchases were being made all over the world in a matter of minutes… Caught In A Riptide Of Mortgage Debt With Rising Monthly Payments When the nightly main stream television news leads with stories regarding mortgage foreclosures and down turning markets a viewer knows a trend has arrived. This is all backed up with data indicating the surge of properties on the market with mortgage foreclosures trending up as well. Various areas are experiencing more downside moves than others are; however, the overall is down at the current moment. Two years ago, if a buyer or seller breached the subject of a Short Sale, where the lender settles less than what is owed, the response would have been “What are you nuts?” “We’ll just put it on the market and it will be gone in two week Dick and Jane Are Up To Their Elbows In Alligators and The Sharks Are Swimming In The Moat Around Their Home American families are waking up to the fact they are in deep doo doo upon the receipt of the first notice from the mortgage lender holding the Adjustable Rate Mortgage (ARM) that the mortgage payment is jumping up by a considerable margin. Family budgets are blowing up, savings are being exhausted, payments are being missed, credit card debts are exploding, credit scores are falling and their favorite dog spot does not have as many goodies to toys to play with.

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