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Benedict Rohan's Articles in Mortgage

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Mortgages: What Products Are Available? Basic principle of a mortgage is very simple: you borrow money to buy a house and pay back the loan with interest. However, nowadays there are so many products available that it can be mind-boggling. Here’s a guide to methods of repayment and interest rates. Methods of repayment Repayment mortgage: with repayment mortgages, also known as capital and interest loans, you repay a little of the capital with every repayment, along with interest, gradually paying more and mor... Commercial Mortgages: A Concise Guide A guide to commercial mortgages What is a commercial mortgage? A commercial mortgage is similar in principle to a residential mortgage except it is used to purchase a property or to raise capital for commercial purposes rather than domestic purposes. As with residential mortgages, the lender retains rights to the property until the loan is repaid in full. What would you use a commercial mortgage for? The types of property that people might purchase using a commerc...

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